Flexible
Bridging Loans, Development Finance & Mortgages

Whether you're seizing opportunities at auction, funding renovations, have land with planning or are looking for a commercial mortgage our versatile finance lenders will adapt to your unique needs, providing swift solutions.

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150+

Happy Clients.

150 +

Happy Clients.

Personalised

Not every client is the same and not all deals are equal. We have the ability to source custom products & rates.

Experienced Brokers

There is not much we haven't seen. We are creative in finding solutions where others have said no!

Quick Pre-Approval

Get quick terms so you know your numbers and where you stand.

Finance & Mortgage Brokers That Understand Property

Our expert mortgage advisors are a resource for everything from bridging finance and BTL mortgages to ground-up development finance. Get the right advice, you need to succeed, All completely free!

Experienced Mortgage Brokers: Get expert advice to keep you ahead of the game.
Exclusive Lenders: We have access to a huge number of lenders. From high street banks to private funders.
Direct Access to Your Own Finance Broker: Connect with a specialist who’s got your back. We’ll guide you every step of the way, answering all your finance-related questions
Real-Life Mortgages: Learn from the successes and challenges of experienced investors and brokers that enable us to help you navigate the property market. Not just bait you with low rates and empty promises!
Customized Finance & Mortgages: Discover tailored finance options that fit your specific investment goals. Whether you're looking to flip properties, build from the ground up, or expand your rental portfolio, we can provide customized strategies to maximize your returns.

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Our Philosophy

At our core, we're all about helping people unlock the potential in property. Whether you're a first-time buyer, a seasoned investor, or somewhere in between, we believe that the right financial support can open doors to amazing opportunities. We mix our know-how with a personal touch, crafting solutions that fit you perfectly. Think of us as your friendly neighbourhood property finance experts – always ready with smart advice and a helping hand. Our goal? To turn your property dreams into reality, one bridge at a time..

WHAT WE DO

Become a smarter property investor

Fast, flexible funding for your property ventures.

Auction Property Finance

Secure property at auction with fast and flexible bridging. We understand the time-sensitive nature of auction purchases enabling you to capitalise on a deal.

Buy - Refurb - Refinance

Allows investors to purchase undervalued properties, add value through refurbishment, and then refinance to release equity for future investments.

Chain Break Finance

Chain break bridging loans offer a lifeline when you need it most. We provide swift, short-term funding to bridge the gap between property purchases and sales.

Development Finance

From small-scale renovations to large new-build projects, we offer bespoke funding packages tailored to your specific needs.

What’s our process?

Each client is distinct, and we customize our services to meet your specific needs.

1. Consultation

Book a call for a quick chat. We take the time to understand your goals, providing personalised advice from day one.

2. Assessment Of Case

We often grab some further documents via email. Once we have more information we carefully evaluate the situation before sourcing options.

3. Terms Issued

Having founds a suitable solution, we will provide you with a competitive quote tailored to your finance needs with no hidden surprises.

4. Application

We guide you through the application process, ensuring a smooth & efficient path to securing your finance.

Client Testimonials.

I would like to say a big Thank you to First Thought Financial and especially Paige Green for helping to make our dream come true. We really appreciate everything that you have done for us. I recommend your services with both pleasure & confidence in your ability to find the best possible outcome.

Fantastic experience with First Thought Financial, from start to finish. They were efficient, honest and worked with me to find out the best solution and the best mortgage fit for me!!!

- Marisa Fernandez